Senior Product Builder, Merchant Onboarding

Role overview Build and validate new capabilities for merchant onboarding, with a focus on automating intake and checking underwriting information in real time. This hands-on product role combines customer discovery, technical design, and rapid prototyping to help engineering teams move from an identified need to a testable solution.

Responsibilities - Define, design, and build end-to-end proof-of-concept features in sandbox environments. - Turn product ideas into detailed specifications, wireframes, data schemas, permission rules, and configuration examples that engineering teams can implement. - Set evaluation criteria before building so prototypes can be measured against clear outcomes. - Speak directly with merchants and sales partners, then use their feedback to shape and rapidly refine working prototypes. - Track relevant point-of-sale capabilities and market developments to inform product decisions. - Use large language model APIs and AI coding tools to speed up discovery, code generation, and prototyping.

Requirements - Bachelor’s degree or equivalent experience, with at least eight years in product management, product engineering, product analysis, or a similar technical product role. - Strong knowledge of LLM APIs, prompt design, and AI-assisted coding tools. - Strong user research skills, including direct discovery with merchants and underwriting teams. - Practical proficiency with SQL, JavaScript, and REST or web APIs. - Experience working with Agile software teams and product management tools such as Jira. - Familiarity with payment hardware such as card readers, point-of-sale terminals, or kiosks; mobile development experience for iOS or Android is also sought.

Nice to have - Product Owner certification and experience in payments or financial technology.

Benefits and work setup The role is remote within the United States. The listed salary range is $122,000–$180,000, with a 5% annual bonus; pay varies by location, skills, and experience. Benefits include medical, dental, and vision coverage, flexible paid time off, a 401(k) with matching, mental health support, parental leave, education assistance, and a lifestyle spending account. Work authorization sponsorship is unavailable.