Lead Compliance Manager

Role overview Build and own the compliance program for a growing commercial lending and spend management business operating across multiple markets. Reporting to risk leadership, this senior individual will turn regulatory and partner obligations into practical policies, controls, monitoring, and governance, while preparing the business for expansion into additional jurisdictions.

Responsibilities - Maintain AML/BSA, sanctions, and KYC/KYB policies and procedures in line with local rules and financial partner requirements. - Design and oversee screening, politically exposed person checks, transaction monitoring, and suspicious activity escalation controls. - Manage compliance relationships with issuing banks and card networks, including reviews, examinations, audits, and remediation plans. - Work with legal, risk, underwriting, product, and engineering teams to build compliance requirements into products and market launches. - Lead internal and third-party audits, close findings, and keep evidence and documentation audit-ready. - Track regulatory changes and translate them into policy and control updates; establish governance, reporting, escalation paths, and market-entry evaluation processes. - Grow the compliance function, including hiring and managing team members as its scope expands.

Requirements - At least eight years in compliance, audit, or risk in lending, payments, or financial services. - Direct ownership of AML/BSA, KYC/KYB, sanctions, and politically exposed person programs. - Practical experience managing regulated financial partners and handling audits and remediation. - Multi-jurisdiction program experience, including Canada and the UK or EU. - Working knowledge of commercial lending, anti-money laundering, sanctions, and payments rules in North America and Europe. - Ability to turn written policy into operating controls and monitoring that withstand audits. - Experience working across legal, risk, product, and engineering, with strong communication skills for senior leaders and external partners.

Nice to have - Experience in additional international markets, such as Mexico or other parts of Latin America.

Benefits and work setup - Benefits include health, pharmacy, vision, and dental coverage; paid and sick leave; disability and life insurance; and 401(k) contributions, subject to eligibility. - Some interviews or new-hire training may take place in person at an office.